uob own banking
uob own banking
Blog Article
UOB Lender delivers a variety of private banking companies built to meet up with the money desires of people. Under is an in depth overview to help you understand The important thing elements and choices.
Sorts of Accounts
Discounts Account: This account means that you can cut costs even though earning curiosity.
Features: Easy accessibility, fascination earnings, minimum service fees.
Added benefits: Risk-free place for your cash, prospective growth by curiosity.
Current Account: Perfect for every day transactions and running expenditures.
Features: Checkbook facility, overdraft defense.
Advantages: Effortless for regular payments and withdrawals.
Fastened Deposit Account: For all those wanting to generate bigger curiosity premiums more than a set interval.
Functions: Fastened term deposits, larger desire rates when compared with savings accounts.
Rewards: Safe investment alternative with predictable returns.
Financial loans
Particular Financial loans: Unsecured financial loans that may be utilized for a variety of applications like education or house renovation.
Sorts:
Installment Financial loans
Credit rating Traces
Advantages: Flexible repayment terms, competitive curiosity charges.
Residence Loans: Tailor-made remedies for obtaining residence or refinancing current mortgages.
Varieties:
Mounted Fee Household Financial loan
Floating Amount Household Financial loan
Added benefits: Unique options to go well with specific demands, eye-catching charges.
Bank cards
UOB presents A variety of credit cards catering to different existence and paying out practices:
Rewards Playing cards: Receive points on every order which may be redeemed for gifts or vacation miles.
Cashback Cards: Get hard cash rebates on click here day-to-day shelling out like groceries and eating out.
Travel Playing cards: Specific Advantages like air miles accumulation and vacation insurance policy protection.
Expenditure Providers
For people considering growing their wealth as a result of investments:
Unit Trusts * Diversified portfolio managed by gurus. * Ideal for extensive-phrase expansion objectives.
Structured Deposits * Combines the attributes of regular deposits with expense solutions. * Possibly increased returns but with a few risk concerned.
Coverage Items
To safeguard you and your family towards unforeseen functions:
Everyday living Insurance coverage * Gives money stability in the event of Dying or critical illness. * Also can serve as a cost savings Device depending upon the plan picked out.
Health Insurance coverage * Covers healthcare costs such as hospitalization expenses. * Essential for mitigating high Health care expenditures.
Electronic Banking Companies
Ease at your fingertips as a result of electronic platforms:
Net Banking
Lets you deal with your finances on line:
Perspective account balances and transaction heritage
Transfer money between accounts or pay back charges
Apply for new products (financial loans/credit cards)
Cell Banking
Banking on-the-go through mobile applications:
Fast equilibrium checks
Cellular payment options (QR code payments)
Notifications & alerts about account exercise
With these in depth offerings, UOB aims to deliver personalised banking options that cater precisely to personal requirements when ensuring advantage and security in all transactions.